U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

How to save on the cost of prescription drugs in the U.S.?

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and travel benefits, as well as emergency travel assistance to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.

When you purchase Atlas America Travel Medical Insurance , you will get a free Vantage America Discount Pharmacy & Medical Savings card. You can use Vantage America card throughout the United States at participating providers to get discounts for agreed medical or ancillary services.

How to use Vantage America card to get discounts on prescription drugs?

You can use Vantage America Discount Pharmacy & Medical Savings card to get discounts on most FDA approved prescription drugs. Generally you will save 5%~15% for brand-name drugs and 15%~40% for generic drugs.

Vantage America card uses Paramount Rx Network.  Throughout the United States there are over 54,000 pharmacies in this network that accept Vantage America card including major chains such as CVS, RITE AID, Walgreens, Walmart, Costco, as well as many smaller community pharmacies.

Your Vantage America card has already been activated when you buy Atlas America insurance. When you go to a pharmacy that participates in Paramount Rx Network, present your Vantage America card. The pharmacist can calculate your drug costs at discounted prices. You pay the pharmacy for your medications and receive instant savings. Your family members can also use your Vantage America card to save money on prescription drugs.

If the prescription drugs expenses are covered by your Atlas America insurance policy, you can submit a claim to Tokyo Marine HCC-MIS Group and receive reimbursement. Be sure to keep all your receipts, itemized bills, and other documents for your claim.

If you buy medications that are not covered by your Atlas America insurance policy, you can still use Vantage America discount card to save money. For example, if you need to refill your regular prescription drugs, you can get discount at a pharmacy that accepts Vantage America card.

How to find pharmacies and compare drug costs?

Click here to enter Paramount Rx Network website. 

Click Pharmacy Locator link to find a pharmacy near you.

Click Search Drug Pricing link, you can compare different pharmacies’  medication costs to find the best deal.

Enter your Zip Code, then click Search. You will get a list of pharmacies in your area with their addresses, telephone number and opening hours.

Fill in the name and Quantity of the drug, and your  Zip code, then click Get Price button. You will see a list of pharmacies in your area and their prices for your specific medicine.

If you have questions, you can call 1-800-974-3454 to contact Paramount Rx Customer Services.

You can also call Vantage America Member Service Center at 1-800-975-3322 for help.

What are the differences between brand-name drugs and generic drugs?

You can use Vantage America card to get discounts on most FDA approved prescription drugs. You will save 5%~15% for brand drugs and 15%~40% for generic drugs. There are no limited drug lists, no waiting periods.

Brand-name drug is a drug sold under a specific name that is protected by patents that prohibit others from selling the same drug. During this period of patent protection, only the company holding the patents can manufacture and sell the brand-name drug. 

After patents protecting the brand-name version end, other companies are allowed to produce and sell a generic version of the drug, they are called generic drugs. According to United States Food and Drug Administration (FDA) requirements, a generic drug must use the same active ingredients and has same dosage, strength, safety, route of administration, quality, and clinical benefits as its brand-name version. FDA requires generic drugs to have the same quality as the brand-name drugs, so they are safe to be taken.  

Brand-name drugs are more expensive than their generic counterparts because drug companies have had high costs of upfront drug research and development, including clinical trials to ensure the safety and effectiveness of new drugs. Generic drug manufacturers don't face the same new drug development, testing and marketing costs,  they can make the generic version of drugs in lower price.

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