U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

Atlas Travel Medical Insurance for International Travelers 

Are you going to travel abroad for tourism, visiting families or friends, business, work, study or other purposes? Do you know what to do should you encounter an injury, unexpected illness, or a travel setback while you are in a foreign country?


There are risks associated with international travel. No matter how long or short your trip, make sure you have adequate travel health insurance. International visitors usually have to pay for your health care expenses while traveling abroad. It’s important to have insurance to cover possible emergencies. 


Atlas Travel Medical Insurance

Atlas Travel Medical Insurance is a visitor health insurance policy designed to provide medical and emergency travel benefits to take the risk out of international travelers visiting foreign countries. Atlas travel insurance is available to individuals, families, and groups from around the world. You get access to quality care and are protected against the costs that can incur from unexpected medical and travel emergencies.


What are the medical and travel benefits of Atlas travel insurance?

Key features of Atlas Travel Medical Insurance include:

  • Eligible medical and dental expenses of covered injury or illness,
  • Eligible expenses for unexpected travel events such as Trip Interruption, Natural Disaster, Lost Luggage and more, 
  • Emergency Medical Evacuation that provides emergency air and/or ground transportation to send a patient with life-threatening condition to nearest hospital or back to home country if necessary, 
  • Payment for Accidental Death & Dismemberment (AD&D) or Common Carrier Accident Death, 
  • 24/7 global assistance services


More about Atlas Travel Medical Insurance’s medical and travel benefits.


Who can apply for Atlas travel insurance?

Atlas Travel Medical Insurance is available to individuals, families, and groups who travel outside your home countries. International travelers from around the world, as young as 14 days old, and less than 100 years old are eligible for Atlas travel insurance. 

*North Korea, Iran, and Cuba residents are not eligible for Atlas travel medical insurance.

Atlas Travel Medical Insurance provides worldwide coverage. If you visit multiple countries or destinations during your international trip, you will be covered no matter where you travel.  


Atlas insurance is ideal for people who travel abroad for tourism, visiting family, business, study, work or other purposes. For example: 

  • tourists and leisure travelers;
  • parents or relatives visiting their children, family, or friends;
  • business visitors who travel abroad for conference, trade shows, business meeting, or short-term training;
  • temporary workers who travel abroad for job training or short-term / seasonal work;
  • au-pairs or foreign nannies;
  • international students/ scholars attending schools, seminars, language-training or exchange programs;
  • and more


If you travel to Europe and need to apply for a Schengen visa, you are required to have a travel insurance policy that covers unexpected medical expenses for the entire period of your stay in Europe.  Atlas Travel Medical Insurance meets Schengen visa insurance requirements. You will get a visa letter issued by the insurance company which you can use to apply for Schengen visa. You can also cancel your Atlas policy and get refund if your visa application is denied.


How much does Atlas travel insurance cost?

Atlas Travel Medical Insurance is an affordable visitor health insurance with comprehensive coverage. Whether you are looking for a cheap travel medical insurance policy, or a plan with best travel medical insurance coverage, you can customize and select a policy that aligns your budget with needs. 


The insurance cost usually depends on your age, length of coverage, and type of plan you choose. Go to HCCMIS Atlas Travel Medical Insurance quote page, enter your travel dates and birthdate, you can get an instant free quote. 


Application process is easy and just takes a few minutes. After completing a simple online enrollment process, you will receive confirmation of coverage and policy documents immediately. 



More about how to get a free quote and select Atlas Travel Medical Insurance plan


How to use Atlas travel insurance to get medical care while abroad?

If you become ill or have an injury while traveling abroad, you are free to go to the health care providers of your choice for medical treatment. Tokio Marine HCC-MIS Group works with EQUIAN International Provider Network to maintain relationships with hospitals and doctors throughout the world.  


Depending on which country you visit and your choice of medical providers,  doctor or hospital may send your medical bills directly to  HCC-MIS  for payment, or you may have to pay for medical treatment up front and get reimbursed from the insurance company.


More about How to use Atlas travel medical insurance to get medical care while traveling abroad.


You can manage your insurance account online via ClientZone, e.g. print ID card, submit claims, cancel or extend your policy etc. Atlas insurance provides travel assistance services available in multiple languages 365 days a year.


Want to know more? Get Atlas Travel Medical Insurance brochures in English, Spanish, Chinese, Portuguese, or Japanese.



Atlas Travel Medical Insurance plan administrator Tokio Marine HCC Medial Insurance Services (HCC-MIS) is a top rated international travel medical insurance provider. It is a subsidiary of Tokio Marine HCC, a leading specialty insurance group. Tokio Marine HCC holds a financial strength rating of AA- (Very Strong) by Standard & Poor's and Fitch Ratings and A++ (Superior) by A.M. Best Company. Atlas insurance is underwritten by Lloyd's of London, one of the oldest and largest underwriters in the world.


Tokio Marine HCC -MIS Group 

North Illinois Street 251 

Suite 600 

Indianapolis, Indiana

United States, 46204