Atlas Travel Medical Insurance is an insurance policy designed for international travelers from around the world. Atlas travel insurance includes comprehensive medical, emergency evacuation and essential travel benefits that provide financial protection to international travelers against different kinds of risks you can encounter while traveling outside of your home country.
While traveling abroad, if you have lost your checked luggage or you have an accidental injury, which results in the loss or damage of your prescription corrective lenses, Atlas Travel Medical Insurance has Emergency Eye Exam benefit that pays for the cost of eye exam up to the amount indicated in the Schedule of Benefits and Limits, so that you can have an eye exam to obtain a lens prescription.
Atlas Travel Medical Insurance covers: Emergency Eye Exam if your prescription corrective lenses are lost or damaged due to a covered loss and an exam is required to obtain a lens prescription for medically necessary correction lenses, but not for the replacement cost of prescription corrective lenses or contact lenses.
Emergency Eye Exam means an eye exam performed by a licensed optometrist to establish proper corrective lens prescription for medically necessary corrective lenses that were lost or damaged as the result of a covered loss when the prescription is unable to be determined by the existing corrective lenses due to their damage or loss.
Covered Loss means a loss for which this plan has paid a benefit under Lost Checked Luggage or for an accidental injury.
Atlas insurance does not cover: eye surgery, such as corrective refractory surgery, when the primary purpose is to correct nearsightedness, farsightedness or astigmatism; Or visual eye training; Or Corrective devices and medical appliances, including eyeglasses, contact lenses, eye refraction, visual therapy, except as provided for under Emergency Eye Exam.
If you need to obtain an emergency eye exam, you can go to a licensed optometrist of your choice. Atlas insurance does not restrict your right to select the medical service provider.
Atlas Travel Medical Insurance has comprehensive medical benefits that pays eligible medical expenses if you experience an unexpected illness or injury while traveling abroad. Atlas insurance provides worldwide coverage. In the event of a medical emergency, you are free to go to doctors, hospitals, or other health care providers of your choice.
If you need to get medical treatment while visiting the U.S., you have access to nationwide Preferred Provider Organization (PPO) networks of doctors and hospitals in all 50 states. More about How to Use Atlas Trave Medical Insurance If You Need Medical Care While Visiting the United States?
Tokio Marine HCC- MIS Group works with EQUIAN International Provider Network to maintain relationships with hospitals and doctors throughout the world. You may visit EQUIAN International Provider Network to locate a healthcare provider in your country. More about How to use Atlas Travel Medical Insurance If You Need Medical Care While Traveling Abroad?
You have access to Tokio Marine HCC–MIS Group’s travel and medical assistance services such as health provider referrals, medical monitoring, prescription drug replacement, translation and interpretation assistance, and more.