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CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

Atlas Travel Medical Insurance Return of Minor Children Coverage

Atlas Travel Medical Insurance is an insurance policy designed for international travelers from around the world. Atlas travel insurance includes comprehensive medical, emergency evacuation and essential travel benefits that provide financial protection to international travelers against different kinds of risks you can encounter while traveling outside of your home country.


You travel abroad with minor children under the age of 18. Unfortunately you are hospitalized for treatment of a covered illness or injury. If you are the only person age 18 or older, your minor children will be left unattended for more than 36 hours due to your hospitalization, Atlas Travel Medical Insurance has Return of Minor Children benefit that pays for a one-way economy air and/or ground transportation ticket for each covered minor child to return home, up to the amount indicated in the Schedule of Benefits and Limits.


The Return of Minor Children must be agreed upon by you and/or by an authorized adult relative of the affected, covered minor children. The children traveling with you must be covered by Atlas Travel Medical Insurance.


You can contact Tokio Marine HCC-MIS Group Customer Service to make arrangements for return of minor children.


RETURN OF MINOR CHILDREN 


YOU ARE COVERED:
1. The cost of a one-way economy air and/or ground transportation ticket for each covered minor child to the terminal serving the area of the principle residence of each minor child. 


YOU ARE NOT COVERED unless you fulfill the following conditions: 

  1. You are the only person age 18 or older, traveling with one or more minor children under the age of 18 who are also covered hereunder; and 
  2. You are hospitalized for treatment of a covered illness or injury, resulting in the children being left unattended for a period of time expected to exceed 36 hours; and 
  3. The Return of Minor Children benefit must be agreed upon by you and/or by an authorized adult relative of the affected, covered minor children.

YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions. 


The timeliness of arrangements can be affected by circumstances which are not within our control such as: availability of transportation equipment and staff, delays or restrictions on flights caused by mechanical problems, government officials, telecommunications problems, weather and other acts of God. We shall not be held liable for any delays that are not within our direct and immediate control. 


source: Atlas Travel Description of Coverage


If you need help with medical or travel emergencies while traveling abroad, you have access to Tokio Marine HCC-MIS Group World Service Center for Travel and Medical Assistance Services


You must file a claim for any expenses to be paid by HCC-MIS. Keep the original receipts for any expenses which have already been paid by you or on your behalf as proof of claim.  


You may send all claim related documents through ClientZoneemail to service@hccmis.com , or mail to:

Tokio Marine HCC – MIS Group

Box No. 2005

Farmington Hills, MI 48333-2005

U.S.A.