U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

Atlas Travel Medical Insurance for International Visitors to the United States

Are you going to the USA for tourism, visiting families or friends, business, work, study or other purposes? Do you know what to do should you encounter an injury, unexpected illness, or a travel setback while you are abroad?


There are risks associated with international travel. No matter how long or short your trip, make sure you have adequate travel health insurance. Medical treatment in the USA is of high standard, but health care in the U.S. is also the most expensive in the world. Medical expenses for a serious illness or injury can easily reach tens of thousands to hundreds of thousands of dollars, or even more. International visitors to the United States usually have to pay for your health care expenses. It’s important to have insurance to cover possible medical emergencies when you travel to the United States.


Atlas Travel Medical Insurance

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and emergency travel benefits to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.


What are the medical and travel benefits of Atlas America insurance?

Key features of Atlas America Travel Medical Insurance include:

  • Eligible medical and dental expenses of covered injury or illness,
  • Eligible expenses for unexpected travel events such as Trip Interruption, Natural Disaster, Lost Luggage and more, 
  • Emergency Medical Evacuation that provides emergency air and/or ground transportation to send a patient with life-threatening condition to nearest hospital or back to home country if necessary, 
  • Payment for Accidental Death & Dismemberment (AD&D) or Common Carrier Accident Death, 
  • 24/7 global assistance services


More about Atlas Travel Medical Insurance’s medical and travel coverage.


Who can apply for Atlas America insurance?

Atlas America plan is ideal for individuals, families, and groups from around the world who come to the U.S. for a short period of time with non-immigrant visas (e.g. B1 / B2 visitor visas, F / J / M / Q student visas, H / L / O / P / Q worker visas), or international visitors from Visa Waiver Program countries.


Residents from North Korea, Iran, and Cuba are not eligible for Atlas Travel Medical Insurance.


More about who can apply for Atlas America Travel Medical Insurance


How much does Atlas America insurance cost?

Atlas America insurance is an affordable US visitor health insurance with comprehensive coverage. Whether you are looking for a cheap travel medical insurance policy, or a plan with best travel medical insurance coverage, you can customize and select a policy that aligns your budget with needs. 


The insurance cost usually depends on your age, length of coverage, and type of plan you choose. Go to HCCMIS Atlas Travel Medical Insurance quote page, enter your travel dates and birthdate, you can get an instant free quote. 


Application process is easy and just takes a few minutes. After completing a simple online enrollment process, you will receive confirmation of coverage and policy documents immediately. 


More about how to get a free quote and apply for Atlas America insurance


How to use Atlas America insurance to get medical care in the U.S.?

If you become ill or have an injury while visiting the U.S., you are free to go to the health care providers of your choice for medical treatment. With Atlas America Travel Medical Insurance you have access to large networks of over 5,000 hospitals, nearly 1 million doctors and other health care providers in all 50 U.S. states.  It is advisable to choose an appropriate healthcare facility depending on the severeness of medical condition and the potential cost. 


More about How to use Atlas America travel medical insurance to get medical care in the United States.


Health care providers in the networks can send your medical bills directly to the insurance company for medical services provided to you. HCC-MIS will pay eligible expenses directly to your doctor or hospital. Going to a PPO provider for medical treatment can make the claim process easier and reduce your out-of-pocket costs.


More about How to use Atlas America insurance to pay for medical care in the U.S.?


You can manage your insurance account online via ClientZone, e.g. print ID card, submit claims, cancel or extend your policy etc. Atlas insurance provides travel assistance services available in multiple languages 365 days a year.


Want to know more? Get Atlas Travel Medical Insurance brochures in English, Spanish, Chinese, Portuguese, or Japanese.



Atlas Travel Medical Insurance plan administrator Tokio Marine HCC Medial Insurance Services (HCC-MIS) is a top rated visitor insurance provider. It is a subsidiary of Tokio Marine HCC, a leading specialty insurance group. Tokio Marine HCC holds a financial strength rating of AA- (Very Strong) by Standard & Poor's and Fitch Ratings and A++ (Superior) by A.M. Best Company. Atlas insurance is underwritten by Lloyd's of London, one of the oldest and largest underwriters in the world.


Tokio Marine HCC -MIS Group 

North Illinois Street 251 

Suite 600 

Indianapolis, Indiana

United States, 46204