U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

How to buy Atlas America Travel Medical Insurance?

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and travel benefits, as well as emergency travel assistance to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.



The plan administrator Tokio Marine HCC Medial Insurance Services Group (HCC-MIS) is a top rated U.S. visitor insurance provider. You can get free quote, buy Atlas America insurance online and receive your policy documents immediately. 


Application process is simple and just takes a few minutes. You would need the name(s), birthdate(s) and contact information of the applicant(s), and a valid credit card or Paypal to make payments. Upon successful enrollment, you will receive an instant online confirmation.


You can set up an account at ClientZone and manage your insurance online, e.g. print ID card, submit insurance claims, cancel or extend your policy, update your contact information, and more. 


Get a free quote

Click here to go to Tokio Marine HCC-MIS Group  Atlas Travel Medical Insurance quote page. Fill in the applicant’s birthdate and travel dates, you can get an instant free quote. 


Coverage Area

If your international travel includes the United States main continent, Hawaii, Alaska, Puerto Rico, or the US Virgin Islands, you must select "Worldwide, including U.S.” to apply for Atlas America Travel Medical Insurance plan.

Atlas America insurance provides worldwide coverage including the United States. If you travel to more than one country, you will be covered with the same benefits.

Coverage Start Date   

Enter the date that you want insurance coverage to start, writing date in month–day–year format (MM/DD/YYYY).

You can choose the day that you depart from your home country as coverage start date. Insurance coverage may begin as early as the moment you leave your home country, so your journey to destination country (e.g. by flight or boat) is covered too. 

Check the time difference between your home country and U.S. Eastern Time, you may want to choose one day before your departure date from home country as coverage start date.

You are not required to buy Atlas America insurance before departure from your home country. If you have already begun your trip or arrived at the destination country, you can still purchase Atlas insurance. If you choose today as coverage start date, insurance may be effective as early as the moment you complete the application process online. 

   CERTIFICATE EFFECTIVE DATE 

   Insurance hereunder is effective on the later of: 

  • The moment we receive an application and correct premium if the application and payment is
    made online or by fax;
  • 12:01am U.S. Eastern Time on the date we receive an application and correct premium if the
    application and payment is made by mail;
  • The moment you depart from your home country; or
  • 12:01am U.S. Eastern Time on the date requested on the application. 

   source: Atlas Travel Description of Coverage

Coverage End Date

Enter the date that you want insurance coverage to end, writing date in month–day–year format (MM/DD/YYYY).

You can choose the day that you return to your home country as coverage end date. Insurance coverage may end the moment you return to your home country, so your journey back to home country (e.g. by flight or boat) is covered too. 

Check the time difference between your home country and U.S. Eastern Time, you may want to choose one day after your return date to home country as coverage end date.

Atlas Travel Medical Insurance plans are available from a minimum of 5 days up to a maximum of one year (364 days). If you travel less than 5 days, you can purchase  5 days of coverage.

   CERTIFICATE TERMINATION DATE 

   Insurance hereunder terminates on the earlier of: 

  • 11:59pm U.S. Eastern Time on the last day of the period for which premium has been paid;
  • 11:59pm U.S. Eastern Time on the date requested on the application; or
  • The moment of arrival upon your return to your home country (unless you have started a
    benefit period or are eligible for home country coverage). 

   source: Atlas Travel Description of Coverage

Travelers' Birthdates 

Enter the applicant’s birthdate, writing date in month–day–year format  (MM/DD/YYYY). Applicant’s age has to be at least 14 days old and below age 100 years. 

+ Add Traveler

If there is more than one applicant, click "Add Traveler” to add birthdates of other applicant(s). 

If the applicants require different coverage dates, you need to apply separately.


After completing the required fields, click the "Get Quote Now" button for a free, instant quote.


Once you get a quote, you may continue tocustomize and select your plan,  add destination and optional coverages,  fill in applicant’s information,  check out,  receive confirmation and your insurance documents