U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

How to use Atlas Travel Medical Insurance to buy medicines in the U.S.?

US emergency number: 911

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and travel benefits, as well as emergency travel assistance to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.

There are around 70,000 pharmacies in US located all over the country. About half of the pharmacies belong to major chain brand stores such as Walgreens, CVS, Rite Aid, Walmart, Safeway etc. Other pharmacies are independent pharmacies, some are attached to hospitals and doctors’ offices. 

Buy medicines

Locate a pharmacy and compare drug prices

Buy medicines

In the U.S. medicines are generally divided into two categories: prescription drugs and over-the-counter drugs (OTC).

OTC drugs

Over-the-counter drugs are used to treat minor ailments e.g. pain and fever, sore throat, heartburn, diarrhea, constipation, dry eye, mild allergies etc. You can buy OTC drugs such as Advil, Tylenol, Claritin without a doctor’s prescription. Some major chain drug stores such as CVS, Walgreens have their own house brand OCT drugs which may be less expensive with similar effect. A pharmacist can give you limited advice regarding which over-the-counter drug may be suitable for your health condition. 

Atlas Travel Medical Insurance does not cover over-the-counter drugs, you pay for OTC drugs by yourself. 

Prescription drugs

You will need a medical prescription to buy prescription drugs in a pharmacy. Each pharmacy has at least one licensed pharmacist on duty at its open time. If you have a doctor’s prescription, you can present the prescription to a pharmacist in the pharmacy store. The pharmacist will prepare and fill the prescription, and explain to you how to take the drug, its dosage, and possible side effects etc. 

U.S. pharmacies in general do not accept prescriptions issued by doctors from other countries. If you need to take prescription medicines for continuous treatment while visiting the U.S.,  then bring your medication in its original, labeled container with doctor’s instruction. You can bring medications to the U.S. for your personal use only, generally no more than a 90-day supply of medication. 

If you need to refill your prescription at a U.S. pharmacy, you will need to see a licensed U.S. physician who can write a prescription for you. The medicines you take at home may have different names in the U.S. Be sure to bring your prescriptions (preferably translated into English) including the brand name and generic name of all your medicines, so that U.S. doctors can help to find medicines that have the same active ingredients as the one you were taking.

Opening hours of pharmacies are usually around 9am to 9pm. Some pharmacies are open 24 hours a day, 7 days a week. There is at least one emergency pharmacy open 24 hours a day in each area. Outside of normal business hours, pharmacy stores will display the closest emergency pharmacy stores’ addresses on the door or the window.

Your Atlas America insurance policy pays for eligible medical expenses including prescription drugs for covered illness or injury, up to the amount indicated in the Schedule of Benefits and Limits.  More about Atlas Travel Medical Insurance prescription drug coverage

How to find a pharmacy?

You are free to buy medicines at a pharmacy of your choice. Atlas Travel Medical Insurance does not have direct billing arrangement with pharmacies. You have to pay the cost of medicines at the pharmacy, then submit a claim to Tokio Marine HCC-MIS for reimbursement. Keep all receipts of your prescription drugs for claim purposes.

You can use Vantage America Discount Pharmacy & Medical Savings Card to get discounts on prescription drugs. You receive this free card when you purchase Atlas America Travel Medical insurance. More about how to save on medications with Vantage America Pharmacy & Medical Saving Card

Vantage America Medical Discount Card cooperate with Paramount Rx Network.  Throughout the United States there are over 54,000 pharmacies that accept Vantage America card including major chains such as CVS, RITE AID, Walgreens, Walmart, Costco, as well as many smaller community pharmacies. You are also free to go to other pharmacies.

When you go to a pharmacy that participate in Paramount Rx Network, present your Vantage America card to receive instant savings.

Click here to enter Paramount Rx Network website. 

Click Pharmacy Locator link to find a pharmacy near you.

Click Search Drug Pricing link, you can compare different pharmacies’  medication costs to find the best deal.

Enter your Zip Code, then click Search. You will get a list of pharmacies in your area with their addresses, telephone number and opening hours.

Fill in the name and Quantity of the drug, and your  Zip code, then click Get Price button. You will see a list of pharmacies in your area and their prices for your specific medicine.

If you have questions, you can call 1-800-974-3454 to contact Paramount Rx Customer Services.

You can also call Vantage America Member Service Center at 1-800-975-3322 for help.

What is Atlas America Travel Medical Insurance?

How to use Atlas America insurance to get medical care in the U.S.?

How to choose health care providers?  

How to pay your medical expenses? 

How to file a claim?

How to use Vantage America medical discount card?