U.S. government: Coronavirus (COVID-19) information

CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

How to buy Atlas America Travel Medical Insurance?

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and travel benefits, as well as emergency travel assistance to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.


Primary Travel Destination

After you get a free Atlas Travel Medical Insurance quote,  customize and select your plan, next you can select your Primary Destination, and add optional coverages.


Select United States as primary destination when you apply for Atlas America plan or Atlas America Premium plan. 


Although you can only select one country as primary destination here, your policy provides worldwide coverage including the USA. If you would like to add more destination countries in your insurance document for the purpose of visa application or to show proof of coverage, you may do so through ClientZone after you complete application.


  • If you  apply for Atlas America Premium plan, select United States as Primary Destination, then click the " Next Step⇨ " button to continue. 
  • If you apply for Atlas America plan, select United States as Primary Destination. After that, you will see Customize with Optional Coverages section. 

Customize with Optional Coverages

You can add optional coverages to increase coverage limits of Accidental Death & Dismemberment, Crisis Response, and/ or Personal Liability. This is optional and only applies if you apply for Atlas America Plan. 


If you are applying for Atlas America Premium Plan, you won’t see these customization options because Premium Plan already includes higher coverage limits for these benefits.


Accidental Death & Dismemberment : this optional coverage only applies to policyholders aged between 18 to 69 years of age. Add this option to increase your AD&D coverage amount to maximum $50,000 (from $25,000). In this example, this costs extra $0.35/ person/ day.

Crisis Response: Add this option to increase your coverage amount to $100,000 (from $10,000). In this example, this costs extra $1.40/ person/ day.

Personal Liability: Add this option to increase your coverage amount to $100,000 (from $10,000). In this example, this costs extra $0.35/ person/ day.

Bundle all 3 and Save: You can choose to add all 3 options and save on cost.


Click on the orange "" button to add  one or more optional benefits, your insurance quote will be recalculated immediately.  If you don’t make changes,  the coverage limits of these benefits will be standard amounts according to Schedule of benefits and Limits.


When you finish, click " Next Step" button. You may continue to: fill in applicant’s information,  check out,  receive confirmation and your insurance document.