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CDC: Coronavirus (COVID-19) Travel Advice

Tokio Marine HCC-MIS: How Coronavirus Affects Your Coverage

If You Purchased Your Atlas Policy on Or After July 15, 2020 : Your plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.  

How to use Atlas Travel Medical Insurance to get dental treatment in the U.S.?

US emergency number: 911

Atlas Travel Medical Insurance Atlas America plan is a visitor health insurance policy designed to provide medical and travel benefits, as well as emergency travel assistance to take the risk out of international travelers visiting the USA. Atlas America insurance is available to individuals, families, and groups from over 180 countries. You get access to quality care and are protected against the costs that can incur from unexpected medical and/ or travel emergencies.

Emergency Dental Treatment

Dentists treat teeth, gums, and other related oral diseases. They provide preventive care such as comprehensive dental examination and tooth cleaning, treat dental problems e.g. filling, root canal, crowns, bridges, teeth extraction, oral surgery etc. U.S. Dentists usually have DDS (Doctor of Dental Surgery) or DMD (Doctor of Dental Medicine) degree. They are board-certified and provide high quality care. 

There are over 90,000 dentists and dental specialists in the U.S.. Most dentists work in their private practices. Many large hospitals have dental clinics that are open to the public. There are some public dental clinics that are run by local or state government health departments that provide dental care to low income people in the communities. 

Usually you need to call the dentists or dental clinics to make an appointment. For urgent cases (e.g. severe toothache, chipped tooth, tooth abscess etc), many dentists will take an emergency at short notice, sometimes patients can be booked in for treatment the same day or the next day. 

There are some walk in dental clinics that take patients on a first come first serve basis, you don’t need to make appointment, just walk in and wait for your turn.

Dental clinics usually are open around 8am to 5pm during the week , many dentist clinics are open on Saturday as well. Very few dental clinics open on Sunday. The opening hours vary by clinics. Outside of dental clinics’ normal business hours , most clinics have an emergency number for dental emergencies. When you call after hour, the clinics’ answering machines can provide  emergency dental clinics’ information or instructions. 

There are some specialized urgent dental centers that are staffed with dentists and dental specialists to provide comprehensive dental care ranging from preventive dental cleanings, filling, tooth extraction to cosmetic therapy. They have extended opening hours, e.g. from around 9am to 9pm, seven days a week. Urgent dental centers can take patients by appointment, or patients can walk in and wait for your turn to be seen.

Most hospital emergency rooms do not have dentists on staff to provide comprehensive emergency dental care. For patients with common dental problems who show up in the ER, doctors may prescribe painkillers or antibiotics to temporarily alleviate symptoms, but they will refer you to visit a dentist during their normal open hours to resolve the underlying dental problems. For patients with severe dental situations or oral injuries, hospital emergency rooms will contact their on-call emergency dental specialists to arrange immediate treatment.

Dentists are free to set up their own rates. Depending on your specific dental problems and difficulty of treatment,  the costs may vary. For example, filling a cavity may cost $50 ~ $300, pulling a tooth may cost $75 ~ $300, a basic dental examination by a dentist may cost $50-$150. Before you make an appointment, you can contact different dentists’ offices to find out and compare the estimated costs of treatment.

Atlas Travel Medical Insurance pays for emergency dental treatment necessary to resolve acute onset of pain, provided treatment is obtained within 24 hours of the acute onset of pain.  Atlas insurance also covers emergency dental treatment and dental surgery necessary to restore or replace sound natural teeth lost or damaged in a covered accident. More about Atlas Travel Medical Insurance Emergency Dental Coverage

You may use your free Vantage America medical discount card to get discount on dental expenses. More about how to use Vantage America discount card to save on dental care expenses.

How to find a dentist?

It is in your advantage to choose a dentist from the insurance company’s Preferred Provider Organization (PPO) networks FirstHealth Network or UnitedHealthcare Network. You are free to go to health care providers that are not in the PPO networks. You can also visit American Dental Association website  to find dental services.

More about how to find dental care providers in the U.S..

What is Atlas America Travel Medical Insurance?

How to use Atlas America insurance to get medical care in the U.S.?

How to choose health care providers?  

How to pay your medical expenses? 

How to file a claim?

How to use Vantage America medical discount card?